Aditya Birla Health Insurance Plans

This is a standardized health insurance plan which has been launched as per the directive issued by the IRDA.The plan provides basic health insurance coverage at affordable premium rates.

The features of the plan are as follows

1. Coverage for cataract treatments is available for up to 25% of the sum insured
2. Coverage for alternative AYUSH treatments is also allowed by the policy
3. If you do not make a claim in a policy year, you get a cumulative bonus wherein the sum insured increases by 5% after each claim-free year subject to a maximum increase of 50%

Aditya Birla Activ Assure Diamond Plan offered by Aditya Birla Health Insurance Company is a comprehensive insurance policy that offers various amazing benefits and features. Along with protecting your finances, it also helps you manage your health proactively with a variety of services like a health coach which gives you personalised coaching by a medical expert. There are many such features, services and additional riders that make this policy a complete package.

USP of Aditya Birla Activ Assure Diamond plan

1. The policy offers coverage for 586-daycare procedures
2. The policy offers 150% reload of the sum insured for subsequent claims due to an unrelated illness
3. No claim bonus of 10% of the sum insured for every claim-free year
4. The policy provides coverage for Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathic (AYUSH) in-patient hospitalisation treatment
5. Wide range of extensive optional coverages such as Super NCB (no claim bonus), any room upgrade and unlimited reload of the sum insured
6. International and domestic emergency assistance services including air ambulance
7. The policy offers you to earn HealthReturns worth up to 30% of your premium by earning Activ dayz and staying healthy. Activ dayz can be earned through a plethora of exercising options such as walking, yoga, running and many more
8. Booster coverage at an additional amount of premium with an additional sum insured for cancer and accidental hospitalisation
9. Flexibility to choose the policy term – 1/2/3 years
10. Family and long-tenure discounts on policies ranging from 5% to 10%

Aditya Birla Activ Health Enhanced plan offered by Aditya Birla Health Insurance Company provides enhanced coverage as the name suggests.There are various unique and advanced features offered by the policy that makes insured to have enhanced and comprehensive health coverage.The policy not just gives you financial security but also helps you live a healthier life. It is one of a kind health insurance product loaded with many unique benefits.

USP of Aditya Birla Activ Health Enhanced plan

1. The policy covers certain chronic illnesses like hypertension, diabetes, high cholesterol and asthma from day one
2. Policy rewards you to stay healthy and fit in the form of HealthReturns
3. The policy offers you the flexibility to choose the hospital room category
4. Worldwide emergency assistance services to keep you safe when you are travelling
5. Reload of the sum insured for an unrelated illness in case of insufficient funds due to already made claims
6. Policy charges premium based on the zone
7. You can earn up to 30% of your annual policy premium as HealthReturns
8. Cumulative bonus of 20% on each claim-free year
9. Unique benefits to promote living healthier life such as chronic management program,HealthReturns and wellness coach
10. Flexibility to choose the policy term – 1/2/3 years