There are certain diseases that have zero predictability and can attack you at any age regardless of your fitness level. One such dreadful illness is cancer. Cancer has been disturbing human lives for over 400 years and still continues to affect millions of people every year. To safeguard your family from this awful disease, cancer insurance is a must.
Cancer Mediclaim policy designed by Care Health Insurance is an efficient cancer care policy to provide you financial coverage for the expenses incurred in the treatment of all types of cancers.
This is an indemnity-based policy that promises to give you the best cancer treatment, provides coverage on hospitalization charges,charges incurred in organ transplants, and chemotherapies
Main features of Care Cancer Mediclaim Policy:
- Cancer Mediclaim policy will provide financial coverage for the treatment processes if the insured person is diagnosed with cancer at all stages
- In-patient’s care charges covered in the policy:
- Hospitalization charges for the insured person shall be borne by the company
- Expenses incurred due to all the daycare procedures are covered in the policy
- Costs of treatments like chemotherapy, radiotherapy, and other cancer care procedures are covered in the policy
- The policy covers the expenses of air ambulances up to INR 5 lakhs
- Pre-and-post hospitalization charges are covered for up to 30 days and 60 days respectively
- Care Cancer Mediclaim policy offers no sub-limits on the Intensive Care Unit (ICU) charges for the insured person
- The policy offers coverage on organ transplantation charges up to the sum insured or INR 5 lakhs
- Care Cancer Mediclaim policy offers the feature of annual health checkups for the insured person
- Special healthcare services including doctor on call and coverage of OPD expenses
- For every claim-free year, Care Health Insurance awards an extra bonus on the sum insured
- Expenses incurred due to specific alternative treatments are covered in the policy
- Care Health Insurance offers lifelong renewability of the policy to its clients
- Policyholders can avail of the policy on an instalment basis by paying affordable premiums on a monthly and quarterly basis
- The policy offers additional benefits like global coverage and second opinion features
- As per section 80 D of the Income Tax Act, tax benefits can be availed by the policyholder on the payment of the premium on an annual basis
- Care health insurance promises quicker and hassle-free claim settlements for the welfare of their clients