IFFCO Tokio Health Insurance Plans

This is a critical illness policy paying a fixed benefit if any insured member suffers from a covered critical illness during the term of the policy.The features of the policy are as follows

1. The policy covers a range of 25 illnesses as well as surgical procedures
2. You can buy the policy on a floater basis covering your family members under a single plan
3. No pre-entrance health check-ups are required till 50 years of age
4. Sum insured of up to INR 1 crore can be opted under the plan

This is a specific critical illness plan which covers a list of critical illnesses. If the insured member suffers from any of the covered critical illness,the sum insured is paid in lump sum.Other features of the plan are as follows

1. Nine critical illnesses are covered under the policy
2. There are different add-on covers also which are available under the plan for a wider scope of coverage

This is a family floater indemnity health insurance policy.You can get coverage for your whole family under the same plan and the policy would pay the medical costs incurred when any one or more family member is hospitalised.The features of the policy are as follows

1. Sum insured of up to INR 30 lakhs is available under the plan
2. You can avail an optional critical illness cover wherein an additional sum insured is paid if you or any other insured family member suffers from a covered illness
3. The company settles its claims in-house making the claim process easy and simple
4. A daily allowance of up to INR 1000 is allowed for each day of hospitalisation
5. Free health check-ups are allowed after every four claim-free policy years
6. Vaccination expenses are also covered by the policy
7. Even if you are hospitalised for less than 24 hours but more than 12 hours,you would get coverage for inpatient hospitalisation for up to 50% of the coverage limit
8. The plan provides emergency assistance services if you travel 150 kilometres beyond your residential address
9. Premium discounts are also available for making the premiums lower