Niva Bupa Health Insurance

This personal accident plan covers a host of benefits along with death and disability so that you can enjoy a comprehensive scope of coverage.The plan’s salient features are as follows

1. In case of accidental death and permanent disability, the plan also pays a lump sum benefit towards your child’s education.This is called Child Education Benefit
2. Funeral expenses are also covered under the plan in case of accidental deaths
3. Temporary total disability coverage can be availed by paying an additional premium. This coverage pays a portion of the sum insured weekly in case of temporary disablements
4. Accidental hospitalisation cover can also be chosen at an additional premium. This cover would pay the costs incurred on accidental hospitalisation
5. Coverage under the plan is allowed not only in India but throughout the world

Arogya Sanjeevani policy launched by Max Bupa Health Insurance is a standard policy derived under the guidelines of IRDAI.This is a very efficient policy with affordable rates that comes with numerous benefits and quality service provided by Max Bupa Health Insurance.Arogya Sanjeevani policy offers financial coverage over accidents, daycare treatments, alternative treatments, and much more to protect you and your family from any kind of economic crisis at the time of an emergency

Main features of Max Bupa Arogya Sanjeevani policy:

1. This policy is offered in two different types of plans, the Individual and the Family Floater plan
2. Under the Family Floater plan, you can insure yourself along with your spouse, parents, parents-in-law, and their dependent children
3. Expenses incurred in the in-patient’s hospitalization:* The charges incurred in room rent, nursing, and boarding as specified by the hospital shall be covered up to 2% of the sum insured or to a maximum of INR 5,000 per day. * The charges of the Intensive Care Unit (ICU) shall be covered up to 5% of the sum insured or to a maximum of INR 10,000 per day
4. Pre-and-post hospitalization charges are covered for up to 30 days and 60 days respectively
5. This policy offers coverage over alternative AYUSH treatments for the insured person
6. Expenses incurred in specific modern treatments of the insured person up to 50% of the sum insured is included in the policy
7. Max Bupa Arogya Sanjeevani policy provides medical expenses for cataract treatment for up to 25% or INR 40,000 per eye for its policyholders
8. This policy has a feature of mandatory co-payment of 5% of the claim amount
9. A no-claim bonus of 5% on the sum insured is awarded for every claim-free year
10. Under section 80D of the Income Tax Act, the policyholders can avail tax benefits if investing in the policy
11. Max Bupa Health Insurance promises direct claim settlement and cashless facility at all network hospitals for its clients

With the rising numbers of COVID-19 cases across the nation, the requirement of a good health insurance policy is a must-have to stand against this deadly virus. Max Bupa Corona Kavach policy launched by Max Bupa Health Insurance is one such policy that offers you numerous benefits at affordable rates so that you are never alone in your battle against COVID-19.

The exclusive features of this policy include in-patient hospitalization coverage, pre, and post-hospitalization expenses, and coverage for different treatments for the insured members. Main features of the Max Bupa Corona Kavach Policy:

1. The policy offers two types of plans, the Individual and Family Floater policy
2. The policy provides hospitalization coverage for the treatment of COVID-19 up to INR 5,00,000: * Room rent, nursing, and boarding charges are to be borne by the company. * Expenses incurred due to ICU and ICCU are included in the policy. * Fee payment of medical practitioners/specialists/consultants shall be done by the company. * Charges for road ambulance shall be covered up to INR 2000
3. Pre-and-post hospitalization expenses for the insured members are covered for up to 15 days and 30 days respectively
4. On being diagnosed positive with COVID-19 the insured person can avail home care treatments, the expenses of which shall be borne by the company
5. Expenses incurred in the treatment of COVID-19 with AYUSH procedures shall be borne by the company
6. Max Bupa Corona Kavach policy includes the coverage of medical expenses incurred due to the treatments of comorbid conditions of the insured person
7. The policy provides an optional cover of hospital daily cash of 0.5% of the sum insured for each day of hospitalization of the insured person
8. Max Bupa Health Insurance offers quick,cashless claim-settlement for its clients making this policy a great option