Royal Sundaram Health Insurance Claim Settlement

In case of a claim,if you want a cashless settlement of your claim, you should be admitted to a networked hospital and the following procedure should be followed

1. Inform Royal Sundaram of your claim and register your claim with the insurance company
2. Obtain a pre-authorization form from the hospital or the insurance company.Submit this form 3-4 days before a planned hospitalisation.If,on the other hand,you face an emergency hospitalisation, submit the form within 24 hours of your hospitalisation
3. Based on the form, the insurance company would approve your cashless claim
4. Once the claim is approved, the hospital would give you cashless treatments
5. After being discharged, collect the discharge summary and file your claim with the insurance company to get the settlement