Royal Sundaram Health Insurance Plans

This is a critical illness health insurance policy which pays a fixed benefit if the insured is diagnosed with any of the critical illnesses covered by the plan

The salient features are as follows

1. Nine major critical illnesses are covered under the plan
2. Coverage can be taken for up to INR 25 lakhs

This is a family floater health insurance policy which covers the actual medical expenses incurred on hospitalisation

The features of the plan are as follows

1. No claim cumulative bonus is allowed for not making claims under the policy
2. Free health check-ups are allowed after every 4 policy years

This is another comprehensive health insurance plan which offers coverage on a family floater basis

The features of the policy are as follows

1. Up to five family generations can be covered under a single plan
2. The sum insured is reloaded if it is ever exhausted on previous claims
3. You can get free medical second opinion if you suffer from any of the covered 11 critical illnesses
4. Free annual health check-ups are allowed under the policy
5. Maternity and newborn baby cover is available as an inbuilt benefit under the plan
6. 15% premium discount is allowed if you live in non-metro cities