TATA AIG health insurance offers 10 health insurance plans. The premium of these plans starts from Rs. 714/yr. The sum insured ranges from Rs. 50,000 - 2 Cr. Details of the comprehensive coverage provided by the following 10 TATA AIG health insurance plans are listed below:
Starting Premium- ₹ 2,264/yr
Eligible Age
91 days - 65 years
PED Waiting Period
4 years
Coverage
50,000 - 5 Lakh
NCB
50% increase in cover
Starting Premium- ₹ 714/yr
Eligible Age
18 years - 65 years
PED Waiting Period
15 days
Coverage
50,000 - 5 Lakh
NCB
NA
Starting Premium- ₹ 1,965/yr
Eligible Age
18 years - 65 years
PED Waiting Period
4 years
Coverage
5 Lakh - 2 Cr
NCB
NA
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FAQs
Yes, the premiums paid for health insurance plans have tax-saving benefits. The premiums are allowed as a deduction under Section 80D. You can claim a maximum deduction of up to INR 25,000 on the premium you pay for your health insurance. However, for a senior citizen, the 80D limit is INR 50,000 per annum
So, if you buy a separate plan for your senior citizen dependent parents and pay their premiums, you are eligible for an additional income tax deduction of INR 50,000. Thus, you can claim a deduction of up to INR 50,000 on the premiums you pay for yourself and your family and another INR 50,000 for premiums paid for your dependent parents. This brings the total deduction to up to INR 1 lakh
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